If you live in NYC and are replacing an old AC or oil furnace, you may qualify for thousands of dollars in rebates and tax credits — but the programs are complicated, applications are English-only, and many homeowners simply leave the money on the table. This guide unpacks the three biggest programs available in 2026: NYSERDA Clean Heat, ConEdison energy efficiency, and the federal IRA tax credit.若您住在纽约并计划更换旧空调或燃油暖炉，您可能符合数千美元的补贴和税收抵免——但计划复杂、申请仅有英文、许多业主因此白白错失。本指南拆解 2026 年三大主要计划：NYSERDA 清洁供热、ConEdison 节能、以及联邦 IRA 税收抵免。
Program 1: NYSERDA Clean Heat计划一：NYSERDA 清洁供热
NYSERDA (New York State Energy Research and Development Authority) runs the Clean Heat rebate program — the single largest pot of money available to NYC homeowners installing heat pumps. The rebate is paid directly through participating contractors and applied to your invoice as an instant discount.NYSERDA（纽约州能源研究与发展署）运营清洁供热补贴计划——是纽约业主安装热泵时可申请的单笔最大补贴。补助通过参与承包商直接支付，并作为即时折扣应用于您的发票。
Eligibility申请资格
- Must install a qualifying heat pump (air-source or ground-source) — not a cooling-only AC.必须安装符合资格的热泵（空气源或地源）——仅制冷的空调不符合。
- Heat pump must meet SEER2 16+ and HSPF2 9+ ratings.热泵须达 SEER2 16+ 和 HSPF2 9+ 等级。
- Installation must be performed by a NYSERDA participating contractor.须由 NYSERDA 参与承包商安装。
- Property must be in New York State.物业须位于纽约州。
Rebate Amounts (2026)补贴金额（2026 年）
| System Type系统类型 | Standard Rebate标准补贴 | Income-Eligible低收入专案 |
|---|---|---|
| Whole-home air-source heat pump全屋空气源热泵 | $2,000–$4,000 | up to $7,000最高 $7,000 |
| Partial-zone heat pump局部热泵 | $1,000–$2,000 | up to $3,500最高 $3,500 |
| Ground-source (geothermal) heat pump地源（地热）热泵 | $3,000–$5,000 | up to $8,500最高 $8,500 |
Income-eligible bonuses apply to households at or below 80% of Area Median Income (AMI). For NYC's 5 boroughs, that's roughly $99,000 for a family of four (figures change annually).低收入加成适用于家庭收入低于或等于 80% 区域中位数收入（AMI）的家庭。纽约 5 区四口之家约为 $99,000（金额每年调整）。
Program 2: ConEdison Energy Efficiency计划二：ConEdison 节能补贴
If your electric utility is Consolidated Edison (almost everyone in Manhattan, the Bronx, Westchester, and most of Queens), you may stack a ConEdison rebate on top of NYSERDA. ConEdison rebates focus on equipment that is ENERGY STAR certified.若您的电力公司是 ConEdison（曼哈顿、布朗士、Westchester 和皇后区大部分地区），您可在 NYSERDA 上叠加 ConEdison 补贴。ConEdison 补贴着重于 ENERGY STAR 认证设备。
Common ConEd Rebates (2026)ConEd 常见补贴（2026 年）
- ENERGY STAR central AC: $200–$400 per unit.ENERGY STAR 中央空调：每台 $200–$400。
- ENERGY STAR mini-split: $300–$500 per outdoor unit.ENERGY STAR 分体机：每台室外机 $300–$500。
- Smart thermostat: $50–$100.智能恒温器：$50–$100。
- Heat pump water heater (often paired with HVAC): $700–$1,000.热泵热水器（常与暖通系统配套）：$700–$1,000。
ConEd rebates are typically mailed as a check 4–8 weeks after the application is approved.ConEd 补贴通常在申请批准后 4–8 周以支票形式寄出。
Program 3: Federal IRA Tax Credit (25C)计划三：联邦 IRA 税收抵免（25C）
The Inflation Reduction Act (IRA) of 2022 expanded the federal Energy Efficient Home Improvement Credit (Section 25C). For 2023–2032, NYC homeowners can claim:2022 年通胀削减法案（IRA）扩大了联邦「家居节能改造抵免」（第 25C 条）。2023–2032 年期间，纽约业主可申请：
- 30% of the project cost for qualifying air-source heat pumps, up to $2,000 per year.符合资格的空气源热泵项目成本 30%，每年最高 $2,000。
- 30% of cost for central AC, up to $600 per year.中央空调成本 30%，每年最高 $600。
- An additional $150 home energy audit credit.额外$150 家居能源审计抵免。
This is a tax credit, not a rebate — it reduces what you owe the IRS when you file your federal return. To qualify, the equipment must meet specific efficiency thresholds (consult your tax advisor or 1010 HVAC for the latest list).这是税收抵免而非补贴——它在您申报联邦报税时减少您应缴税款。要符合资格，设备必须达到特定能效门槛（请咨询您的税务顾问或联系 1010 HVAC 取得最新清单）。
How to Stack Rebates for Maximum Savings如何叠加补贴最大化省钱
All three programs can be combined — that's how some 1010 HVAC customers see total savings exceeding $10,000. A common stacking scenario:三项计划可叠加申请——这就是部分 1010 HVAC 客户获得超过 $10,000 总优惠的原因。常见叠加情境：
- 2-zone Daikin or Mitsubishi cold-climate heat pump install: $14,000 total cost.2 区大金或三菱寒带热泵安装，总成本 $14,000。
- NYSERDA Clean Heat (income-eligible): −$5,000 instant discount.NYSERDA 清洁供热（低收入专案）：即时折扣 −$5,000。
- ConEd ENERGY STAR mini-split rebate: −$500 mailed check.ConEd ENERGY STAR 分体机补贴：寄送支票 −$500。
- Federal IRA 25C tax credit: $14,000 × 30% capped at $2,000 = $2,000 reduction in taxes owed.联邦 IRA 25C 税收抵免：$14,000 × 30% 上限 $2,000 = 应缴税款减少 $2,000。
- Net cost: $14,000 − $5,000 − $500 − $2,000 = $6,500.净成本：$14,000 − $5,000 − $500 − $2,000 = $6,500。
The same install without rebate filing would cost the full $14,000 — a 53% difference for filling out paperwork.不申请补贴的同样安装需付全额 $14,000——填表与否相差 53%。
Why Most Customers Miss These Rebates为什么大多数客户错过这些补贴
There are three common reasons:三大常见原因：
- Language barrier. Every form is English-only, with technical terminology unfamiliar even to native English speakers.语言障碍。所有表格仅有英文，技术术语连母语英文人士也陌生。
- Contractor not enrolled. Only NYSERDA-participating contractors can file Clean Heat rebates. Many smaller HVAC companies skip the certification.承包商未注册。仅 NYSERDA 参与承包商可申请清洁供热补贴。许多小公司不做认证。
- Wrong equipment. A SEER2 14 mini-split that misses the 16+ threshold disqualifies the entire NYSERDA rebate, no matter how good the install.设备不符。SEER2 14 的分体机未达 16+ 门槛，无论安装多好，整个 NYSERDA 补贴都失去资格。
A bilingual NYSERDA-participating contractor like 1010 HVAC eliminates all three problems.像 1010 HVAC 这样的双语 NYSERDA 参与承包商可同时解决三大问题。
Want to Know If You Qualify?想知道您是否符合资格？
Free rebate eligibility check across all three programs — no obligation, no sales pressure. Available to homeowners across Jamaica, Flushing, Elmhurst, Corona, the Bronx and Richmond Hill.三项计划免费资格预审——无承诺、无销售压力。法拉盛、布鲁克林、曼哈顿、长岛、皇后区、牙买加、艾姆赫斯特、可乐娜、布朗士、Richmond Hill 业主皆可申请。