If you live in NYC and are replacing an old AC or oil furnace, you may qualify for thousands of dollars in rebates and tax credits — but the programs are complicated, applications are English-only, and many homeowners simply leave the money on the table. This guide unpacks the three biggest programs available in 2026: NYSERDA Clean Heat, ConEdison energy efficiency, and the federal IRA tax credit.若您住在紐約並計劃更換舊空調或燃油暖爐，您可能符合數千美元的補貼和稅收抵免——但計劃複雜、申請僅有英文、許多業主因此白白錯失。本指南拆解 2026 年三大主要計劃：NYSERDA 清潔供熱、ConEdison 節能、以及聯邦 IRA 稅收抵免。
Program 1: NYSERDA Clean Heat計劃一：NYSERDA 清潔供熱
NYSERDA (New York State Energy Research and Development Authority) runs the Clean Heat rebate program — the single largest pot of money available to NYC homeowners installing heat pumps. The rebate is paid directly through participating contractors and applied to your invoice as an instant discount.NYSERDA（紐約州能源研究與發展署）運營清潔供熱補貼計劃——是紐約業主安裝熱泵時可申請的單筆最大補貼。補助通過參與承包商直接支付，並作為即時折扣應用於您的發票。
Eligibility申請資格
- Must install a qualifying heat pump (air-source or ground-source) — not a cooling-only AC.必須安裝符合資格的熱泵（空氣源或地源）——僅製冷的空調不符合。
- Heat pump must meet SEER2 16+ and HSPF2 9+ ratings.熱泵須達 SEER2 16+ 和 HSPF2 9+ 等級。
- Installation must be performed by a NYSERDA participating contractor.須由 NYSERDA 參與承包商安裝。
- Property must be in New York State.物業須位於紐約州。
Rebate Amounts (2026)補貼金額（2026 年）
| System Type系統類型 | Standard Rebate標準補貼 | Income-Eligible低收入專案 |
|---|---|---|
| Whole-home air-source heat pump全屋空氣源熱泵 | $2,000–$4,000 | up to $7,000最高 $7,000 |
| Partial-zone heat pump局部熱泵 | $1,000–$2,000 | up to $3,500最高 $3,500 |
| Ground-source (geothermal) heat pump地源（地熱）熱泵 | $3,000–$5,000 | up to $8,500最高 $8,500 |
Income-eligible bonuses apply to households at or below 80% of Area Median Income (AMI). For NYC's 5 boroughs, that's roughly $99,000 for a family of four (figures change annually).低收入加成適用於家庭收入低於或等於 80% 區域中位數收入（AMI）的家庭。紐約 5 區四口之家約為 $99,000（金額每年調整）。
Program 2: ConEdison Energy Efficiency計劃二：ConEdison 節能補貼
If your electric utility is Consolidated Edison (almost everyone in Manhattan, the Bronx, Westchester, and most of Queens), you may stack a ConEdison rebate on top of NYSERDA. ConEdison rebates focus on equipment that is ENERGY STAR certified.若您的電力公司是 ConEdison（曼哈頓、布朗士、Westchester 和皇后區大部分地區），您可在 NYSERDA 上疊加 ConEdison 補貼。ConEdison 補貼著重於 ENERGY STAR 認證設備。
Common ConEd Rebates (2026)ConEd 常見補貼（2026 年）
- ENERGY STAR central AC: $200–$400 per unit.ENERGY STAR 中央空調：每台 $200–$400。
- ENERGY STAR mini-split: $300–$500 per outdoor unit.ENERGY STAR 分體機：每台室外機 $300–$500。
- Smart thermostat: $50–$100.智能恆溫器：$50–$100。
- Heat pump water heater (often paired with HVAC): $700–$1,000.熱泵熱水器（常與暖通系統配套）：$700–$1,000。
ConEd rebates are typically mailed as a check 4–8 weeks after the application is approved.ConEd 補貼通常在申請批准後 4–8 週以支票形式寄出。
Program 3: Federal IRA Tax Credit (25C)計劃三：聯邦 IRA 稅收抵免（25C）
The Inflation Reduction Act (IRA) of 2022 expanded the federal Energy Efficient Home Improvement Credit (Section 25C). For 2023–2032, NYC homeowners can claim:2022 年通脹削減法案（IRA）擴大了聯邦「家居節能改造抵免」（第 25C 條）。2023–2032 年期間，紐約業主可申請：
- 30% of the project cost for qualifying air-source heat pumps, up to $2,000 per year.符合資格的空氣源熱泵項目成本 30%，每年最高 $2,000。
- 30% of cost for central AC, up to $600 per year.中央空調成本 30%，每年最高 $600。
- An additional $150 home energy audit credit.額外$150 家居能源審計抵免。
This is a tax credit, not a rebate — it reduces what you owe the IRS when you file your federal return. To qualify, the equipment must meet specific efficiency thresholds (consult your tax advisor or 1010 HVAC for the latest list).這是稅收抵免而非補貼——它在您申報聯邦報稅時減少您應繳稅款。要符合資格，設備必須達到特定能效門檻（請諮詢您的稅務顧問或聯繫 1010 HVAC 取得最新清單）。
How to Stack Rebates for Maximum Savings如何疊加補貼最大化省錢
All three programs can be combined — that's how some 1010 HVAC customers see total savings exceeding $10,000. A common stacking scenario:三項計劃可疊加申請——這就是部分 1010 HVAC 客戶獲得超過 $10,000 總優惠的原因。常見疊加情境：
- 2-zone Daikin or Mitsubishi cold-climate heat pump install: $14,000 total cost.2 區大金或三菱寒帶熱泵安裝，總成本 $14,000。
- NYSERDA Clean Heat (income-eligible): −$5,000 instant discount.NYSERDA 清潔供熱（低收入專案）：即時折扣 −$5,000。
- ConEd ENERGY STAR mini-split rebate: −$500 mailed check.ConEd ENERGY STAR 分體機補貼：寄送支票 −$500。
- Federal IRA 25C tax credit: $14,000 × 30% capped at $2,000 = $2,000 reduction in taxes owed.聯邦 IRA 25C 稅收抵免：$14,000 × 30% 上限 $2,000 = 應繳稅款減少 $2,000。
- Net cost: $14,000 − $5,000 − $500 − $2,000 = $6,500.淨成本：$14,000 − $5,000 − $500 − $2,000 = $6,500。
The same install without rebate filing would cost the full $14,000 — a 53% difference for filling out paperwork.不申請補貼的同樣安裝需付全額 $14,000——填表與否相差 53%。
Why Most Customers Miss These Rebates為什麼大多數客戶錯過這些補貼
There are three common reasons:三大常見原因：
- Language barrier. Every form is English-only, with technical terminology unfamiliar even to native English speakers.語言障礙。所有表格僅有英文，技術術語連母語英文人士也陌生。
- Contractor not enrolled. Only NYSERDA-participating contractors can file Clean Heat rebates. Many smaller HVAC companies skip the certification.承包商未註冊。僅 NYSERDA 參與承包商可申請清潔供熱補貼。許多小公司不做認證。
- Wrong equipment. A SEER2 14 mini-split that misses the 16+ threshold disqualifies the entire NYSERDA rebate, no matter how good the install.設備不符。SEER2 14 的分體機未達 16+ 門檻，無論安裝多好，整個 NYSERDA 補貼都失去資格。
A bilingual NYSERDA-participating contractor like 1010 HVAC eliminates all three problems.像 1010 HVAC 這樣的雙語 NYSERDA 參與承包商可同時解決三大問題。
Want to Know If You Qualify?想知道您是否符合資格？
Free rebate eligibility check across all three programs — no obligation, no sales pressure. Available to homeowners across Jamaica, Flushing, Elmhurst, Corona, the Bronx and Richmond Hill.三項計劃免費資格預審——無承諾、無銷售壓力。Jamaica、Flushing、Elmhurst、Corona、Bronx、Richmond Hill 業主皆可申請。